Got financial goals?

Create your own personalized plans to reach them faster and smarter.

A snapshot of your entire timeline to reach your goal.

Project your financial future

Empower your journey to financial independence.

Insight

What will my networth be in 5 - 10 years?

ReachFI lets you project your net worth and liquid net worth 5, 10, or even 20 years from now. Visualize how your assets will grow, plan for big purchases, and ensure your financial goals stay on track.

Analysis

When can I be debt free?

Keep track of your debts and expenses, create a simple plan to pay them off, and see how long it will take to become debt-free.

ANALYSIS

How much house should I buy?

See how major financial decisions—like buying a house, car, or changing jobs—affect your long-term goals. Adjust your income, purchases, and expenses to visualize how each choice shapes your financial future.

Furture Taxes

How much will I owe in taxes as my income or withdrawals increase?

Forget spreadsheets — we handle tax projections for you, ensuring a clear financial picture without the hassle.

FIRE

Can I retire early?

Use Monte Carlo simulations to see the odds of hitting your early retirement goals by testing thousands of possible financial outcomes. It helps you understand how your choices today can affect your future, so you can adjust for a smoother path to retiring sooner.

Financial Plan

Creating a financial plan has never been easier

Lifestyle Goals

Experiment with your expenses to suit your lifestyle

Experiment with your expenses to find the balance that suits your lifestyle, while still keeping your financial goals on track. By adjusting different costs, like travel, dining, or housing, you can tailor your spending to maximize both your current comfort and future savings.

Detailed Expense Tracking

Vary expenes for each stage of life.

Expenses can be modified to suit every stage of life. From adjusting for early career budgets to expanding for family growth, or scaling back for retirement, users can adapt their expenses dynamically.

Projections

Visualize your financial trajectory

Get a view of your financial future with our projection tool. See how your income, expenses, and savings choices today will impact your net worth and financial stability in 5, 10, or more years. Make informed decisions now to reach your long-term goals with confidence.

Networth Tracker

Track your networth using ReachFI

Track your net worth over time to see how your financial decisions impact your overall wealth. By monitoring your assets, debts, and investments, you can make informed choices to grow your net worth and reach your financial goals faster.

What everyone is saying

How our users are using ReachFI

A couple adjusted their dining-out budget and discretionary expenses. ReachFI showed how small lifestyle changes could speed up their path to early retirement.

Married Couple

Lifestyle Adjustments

A freelancer input fluctuating income streams and jobs into ReachFI, helping them visualize how their annual earnings and side gigs affect long-term goals.

Freelancer

Income Analysis

A family increased their 401(k) contributions to see how it would impact their retirement savings while still meeting short-term goals like college funds.

Family of Four

Contribution Analysis

A near-retiree ran different income and expense scenarios through ReachFI to determine the best time to stop working while maintaining financial security.

Near-Retiree

Scenario Planning

Used ReachFI to compare two job offers, revealing the impact on long-term savings, net worth, and future career potential.

Professional

Job Comparison

Ran two house-buying scenarios through ReachFI, calculating the long-term financial impact of mortgage, taxes, and costs on overall savings.

Homebuyer

House Purchase

Evaluated two car purchases with ReachFI, comparing the future effects of loan payments, maintenance costs, and overall financial goals.

Car Buyer

Car Purchase

Join these customers to find out how you can meet your financial goals with smart financial plans

Data Privacy and Security

We do not sell your data

ReachFi is dedicated to data security and never sells your data. Our subscription-based model prioritizes data protection, and while we collect data in an aggregated way during web visits for analytics purposes, we guarantee that no personally identifiable information is used or shared with third parties.

We do not require your social security number, address, or any other personally identifiable information, such as your real name or account number. To assist with your financial planning, we only collect essential information: your email and just numbers from your portfolio—anything with a dollar sign. This empowers us to unlock powerful insights, transforming raw numbers into a crystal-clear vision of your financial future.

Our services are hosted by top cloud providers, and you can review their security policies at Heroku and Azure.